If you want to have a safe and secure shopping experience\r\nwhen you are purchasing items online, there are some things you can do. One of\r\nthe first things to do is to look for a lock icon on the browser's status, or a\r\nurl address that begins "https" (the s means secure). These initial\r\nthings can help save you grief in the future. You should initiate the\r\ntransaction through the organization's website and never provide financial\r\ninformation through an email or a pop-up window.Additionally, you should know that the company you are\r\ndealing with has a physical address and phone number that are really in\r\nexistence. This way, you will know you can contact them with questions or\r\nproblems. It can be a good idea to try to deal with companies that also have\r\nregular physical stores as well as online versions of those stores. You should never pay with cash and you should not pay with a\r\ndebit card either. Using a credit card or a charge card will offer your more\r\nprotection for a safe and secure shopping experience. The Fair Credit Billing\r\nAct gives you the right to dispute certain kinds of charges under specified\r\ncircumstances. In addition, you are usually not liable for more than the first\r\n$50 that is charged to your card if unauthorized use occurs. Some charge cards\r\nhave additional warranty protections, so you will want to check that out. This\r\nis also why it is important to know what you are purchasing. If you don't get\r\nwhat you expected and you want to return it, you should not be charged.However, you need to check out the terms and policies to\r\nmake sure that your item can be returned for a full refund. You will also want\r\nto find out who will pay the shipping if something should be returned. It is also important that you understand when\r\nyou are likely to receive the shipment. If you have not received it within 30\r\ndays after it was ordered, you will want to make some inquiries.For a safe and secure shopping experience, you should never\r\nrespond to an email for your financial information. Don't even click on an\r\nemail that is requesting you to send that kind of information through email. The\r\nemail systems are not designed to be secure, so you should not send private\r\nfinancial information through them.By being careful and understanding who you are dealing with,\r\nyou should be able to have a safe and secure shopping experience every time you\r\nshop on the internet.